The Rainbow Connection for Spring 2023

Cornerstone Group © 2022 Dangers of Multitasking While Driving When cars were first invented, drivers expected just one thing—to get from point A to point B. Today’s drivers also have the ability to listen to music, talk on the phone, exchange text messages and emails, post to social media, and more. But what price do we pay for this convenience? Thousands of people die in the United States each year in crashes caused by drivers who are distracted by texting and other activities, according to the U.S. Department of Transportation. Half a million more suffer injuries in distraction-related crashes. These statistics are a stark reminder of the dangers of multitasking while driving, and Rainbow encourages our customers to keep your focus on driving when you get behind the wheel. The risks of multitasking are especially high for teen drivers, who are already the most crash-prone drivers due to inexperience. Consider this: • Texting drivers are 23 times more dangerous than attentive drivers. • Texting while driving is about six times more likely to result in an accident than driving while intoxicated. • F or every six seconds of drive time, a driver sending or receiving a text message spends nearly five of those seconds with his or her eyes off the road. This makes texting the most distracting of all cellphone tasks. • 51 percent of teens say they text while driving. • Teen drivers are four times more likely than adults to get into car crashes or near crash events directly related to talking on a cellphone or texting. • Talking on a cellphone while driving can make a young driver’s reaction time as slow as that of a 70-year-old individual. There’s no doubt that devices can make our lives easier. For safety’s sake, however, the issue for all of us to think about is the “when and where” of their use. Doesn’t driving deserve our full concentration? Couldn’t we wait a few minutes to make that call or send that text? Do the teens in our lives understand the potential dangers? Technology is wonderful, but only if used responsibly. Methods Often Used by IdentityThieves Skilled identity thieves use a variety of methods to steal your personal information including: • Dumpster Diving –They rummage through trash looking for bills or other paper with your personal information on it. • Skimming –They steal credit/debit card numbers by using a special storage device when processing your card. • Phishing –They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information. • Changing Your Address –They divert your billing statements to another location by completing a “change of address” formwith the United States Post Office. • “Old-Fashioned” Stealing –They steal wallets and purses. They also steal mail including bank and credit card statements, pre-approved credit offers, new checks, and tax information. Identity thieves may even steal personnel records from their employers or bribe employees who have access to these records. One way to avoid having financial and personal information in your mailbox is to use eBilling. To sign up to receive and pay your Rainbow bills online, visit